About Us

Our Customers Come First

Welcome to Ideal Credit we operate in Yorkshire.

We have an agent presence across the region to ensure that we can provide a personal service to all our customers.

The benefits of choosing an Ideal Credit Loan

No hidden charges. What you see is what you pay.

Option of paying at a frequency that suits your circumstances.

Wide range of repayment options including – Bank transfers, card payments, standing order or home visit by a local agent.

We conduct affordability assessments at the point of each loan application to ensure that the loans we provide to our customers are affordable. Our local agents can offer a range of options to suit your personal circumstances.

We will ensure that the loan is affordable for the duration of the loan to allow you to comfortably fulfil your financial commitments without the need for further borrowing.

We provide the opportunity for you to work towards your improving credit rating, if applicable.

We are a flexible and understanding company that work with our customers in the unfortunate event of any experience of financial shocks. You can contact either your local agent or our head office contact centre team via a variety of different methods.